📷 Image: Wikimedia Commons / Ministry of Information and Broadcasting
Sarkari Yojana
India Reaches 99.92% Banking Coverage in Inhabited Villages
✍️ DD News
🗓 11 Oct 2026, 08:18 AM
👁 7
India has achieved near‑universal banking coverage, with 99.92% of its inhabited villages now having access to banking services, according to DD News.
India’s government has announced that 99.92% of its inhabited villages now have banking services, marking a significant milestone in the country’s financial inclusion journey.
The figure is the result of cumulative efforts under schemes such as Pradhan Mantri Jan Dhan Yojana, Digital India, and the expansion of rural banking networks across the nation.
Coverage includes both permanent branch offices and mobile banking units, enabling residents to open savings accounts, access credit, and use digital payment platforms.
Officials say the achievement will strengthen rural economies, reduce reliance on cash, and support the broader goal of inclusive growth.
The figure is the result of cumulative efforts under schemes such as Pradhan Mantri Jan Dhan Yojana, Digital India, and the expansion of rural banking networks across the nation.
Coverage includes both permanent branch offices and mobile banking units, enabling residents to open savings accounts, access credit, and use digital payment platforms.
Officials say the achievement will strengthen rural economies, reduce reliance on cash, and support the broader goal of inclusive growth.